🎤 Say it · Review it · Post it
Voice money app · 6 languages · Founding offers open

Stop typing your money. Start talking to it. One app that teaches, listens, and answers — in six languages.

DueSmart Finance — say what you spent and Money writes it down. A six-stage money school, voice posting you review before it posts, and a strategist that answers any hour. For one person, a household, or a whole service business.

See Plans & Founding Offers →
Say it · Review it · Post it 6 languages, Patois to Português Manual data stays local — no bank login required
DueSmart Finance — speak your language, understand your money TEACH · LISTEN · ANSWER
The problem

Money apps track numbers. Nobody talks to you like a person.

Most apps hand you a spreadsheet and wish you luck. DueSmart was built for how people actually live with money:

📊

Apps assume you're an accountant

Categories, ledgers, jargon. DueSmart's Money School teaches in six plain-word stages — from first budget all the way to business books and trusts.

⌨️

Typing every transaction dies in a week

"Lunch, twelve dollars" — just say it. Money writes it down, you review it, then it posts. Tracking that survives real life.

🌐

Your money, their language

English, Jamaican Patois, Español, Français, Kreyòl, Português — speak transactions and ask questions in the language you think in.

🔒

Bank-login fear is real

You don't have to connect anything. Manual entries stay local on your device. Add a bank connection later only if you choose to.

📦

Switching means losing your history

Bring Your Money moves your history from YNAB, Monarch, QuickBooks, or FreshBooks — without uploading the CSV anywhere.

🧾

Business books scattered everywhere

Invoices in one app, payroll in another, taxes in a shoebox. One cloud ledger, customers to payroll prep to an accountant-ready packet.

Inside the app

It teaches you. It listens to you. It answers you.

Start in Simple View — big boxes, one page at a time, senior-friendly. Grow into the full workspace whenever you're ready.

01

Talk to Money

Speak or type transactions in six languages. Everything is prepared for your review — nothing posts until you approve it.

02

Money School

Six stages in plain words — budgeting, saving, credit, all the way to business books. Start where you are.

03

Ask Money — any hour

A money strategist that answers in your language, day or night. 10 answers monthly on Personal, up to 500 on Business Team.

04

Budget, bills & goals

Know what's safe to spend, see what's due before it's due, and watch savings and debt goals move one step at a time.

05

Daily Clarity

Your recurring money in one calm view, plus a weekly voice recap that tells you what happened and what's coming.

06

Bring Your Money

Move your history from YNAB, Monarch, QuickBooks, or FreshBooks — the CSV never leaves your machine.

07

Business center

Balanced cloud ledger with audit history, customers and vendors, invoices and bills — know what's earned, owed, and due.

08

Payroll prep & tax reports

Prepare and record each pay run, then hand your accountant a drill-down-ready packet at tax time.

09

Teams & multiple companies

Members, roles, and accountant access — with separate books for every company you run.

Talk to Money · AI voice

Don't read about it. Hear it answer.

Tap the microphone and hear DueSmart explain itself with a real voice — what it does, which plan fits, and how the founding offers work. No sign-up. No pressure.

Explains every feature and every plan

This is the same voice technology inside the app

Honest rules: educational, not licensed financial advice

EN · Patois · ES · FR · Kreyòl · PT

Plans & founding offers

One person or a whole team. Founding offers open now.

Every plan includes the money school, voice posting in six languages, and strategist answers. Pick your size.

Personal
DueSmart Personal

One person or household

$12.99/month
  • 10 strategist answers every month
  • Six-stage money school, budgets, bills, goals
  • Voice posting in six languages
  • Dashboard, transactions, Daily Clarity recap

Best for getting your own money calm and clear.

Start Personal — $12.99/mo Founding 10: first year free, then locked $99/yr →
Business
Business Solo

One owner, one company

$29/month
  • 50 strategist answers every month
  • Cloud ledger, customers & vendors
  • Invoices and bills — sent and tracked
  • Everything in Personal included

Best for a one-person service business.

Start Solo — $29/mo
Founding $39/mo
Business · most popular
Business Pro

The full business engine

$59/month
  • 200 strategist answers every month
  • Payroll preparation and pay-run records
  • Accountant-ready tax & financial reports
  • Founding offer: $39/mo for the first 12 months

Best for a growing service business that wants real books.

Start Pro — $59/mo Claim the $39/mo founding rate →
Business
Business Team

Members, roles & many companies

$119/month
  • 500 strategist answers every month
  • Team and accountant access with roles
  • Separate books for every company
  • Everything in Pro included

Best for teams and multi-company owners.

Start Team — $119/mo

Stated up front: No payment information is requested on founding-offer registration. Bank connections are optional ($1.99/mo or $19/yr add-on) — manual entries stay local on your device. DueSmart teaches and organizes; it is not a licensed financial, legal, or tax advisor, and its answers are educational, not advice.