DueSmart Finance — say what you spent and Money writes it down. A six-stage money school, voice posting you review before it posts, and a strategist that answers any hour. For one person, a household, or a whole service business.
TEACH · LISTEN · ANSWER
Most apps hand you a spreadsheet and wish you luck. DueSmart was built for how people actually live with money:
Categories, ledgers, jargon. DueSmart's Money School teaches in six plain-word stages — from first budget all the way to business books and trusts.
"Lunch, twelve dollars" — just say it. Money writes it down, you review it, then it posts. Tracking that survives real life.
English, Jamaican Patois, Español, Français, Kreyòl, Português — speak transactions and ask questions in the language you think in.
You don't have to connect anything. Manual entries stay local on your device. Add a bank connection later only if you choose to.
Bring Your Money moves your history from YNAB, Monarch, QuickBooks, or FreshBooks — without uploading the CSV anywhere.
Invoices in one app, payroll in another, taxes in a shoebox. One cloud ledger, customers to payroll prep to an accountant-ready packet.
Start in Simple View — big boxes, one page at a time, senior-friendly. Grow into the full workspace whenever you're ready.
Speak or type transactions in six languages. Everything is prepared for your review — nothing posts until you approve it.
Six stages in plain words — budgeting, saving, credit, all the way to business books. Start where you are.
A money strategist that answers in your language, day or night. 10 answers monthly on Personal, up to 500 on Business Team.
Know what's safe to spend, see what's due before it's due, and watch savings and debt goals move one step at a time.
Your recurring money in one calm view, plus a weekly voice recap that tells you what happened and what's coming.
Move your history from YNAB, Monarch, QuickBooks, or FreshBooks — the CSV never leaves your machine.
Balanced cloud ledger with audit history, customers and vendors, invoices and bills — know what's earned, owed, and due.
Prepare and record each pay run, then hand your accountant a drill-down-ready packet at tax time.
Members, roles, and accountant access — with separate books for every company you run.
Tap the microphone and hear DueSmart explain itself with a real voice — what it does, which plan fits, and how the founding offers work. No sign-up. No pressure.
✔Explains every feature and every plan
✔This is the same voice technology inside the app
✔Honest rules: educational, not licensed financial advice
EN · Patois · ES · FR · Kreyòl · PT
Every plan includes the money school, voice posting in six languages, and strategist answers. Pick your size.
One person or household
Best for getting your own money calm and clear.
Start Personal — $12.99/mo Founding 10: first year free, then locked $99/yr →One owner, one company
Best for a one-person service business.
Start Solo — $29/moThe full business engine
Best for a growing service business that wants real books.
Start Pro — $59/mo Claim the $39/mo founding rate →Members, roles & many companies
Best for teams and multi-company owners.
Start Team — $119/moStated up front: No payment information is requested on founding-offer registration. Bank connections are optional ($1.99/mo or $19/yr add-on) — manual entries stay local on your device. DueSmart teaches and organizes; it is not a licensed financial, legal, or tax advisor, and its answers are educational, not advice.